First Service Federal Credit Union, Columbus Ohio
Prewards Cash Back Shopping Discounts . . . Click Here
Checking Accounts
Quick Tip: Go to Quick Search above to quickly find a product or service that fits your lifestyle.
Prestige Checking with Prewards Click for more information...

Prestige Checking offers all the basic checking and e-Services you need for everyday convenience with no monthly fee and unlimited transactions.

  • No Minimum Balance
  • Unlimited Transactions
  • First 50 Checks Printed Free
  • Free BillPay
  • Free Online Access
  • Free e-Alerts
  • Free e-Statements
  • Free Mobile Banking
  • Overdraft Protection Available
  • Bonus* Dividends on Certificate Rates
  • Discount* Advantage on Auto Loans
  • Prewards® Automatic Coupon Savings

Prewards will give you Automatic Coupon Savings with merchants you use every day.
To register your First Service CheckCard click on Prewards Here!

There is no charge for the Prewards advantage. More information is found in the "CheckCard" section below.

Cash Withdrawals at Fifth Third Bank Owned ATMs Are Now Free (excluding Speedway locations).
For ATM Access & Fee Information, Click Here

Quick Tip: When you use an ATM or CheckCard, a hold is placed on the authorized funds pending settlement. To view active holds against funds in your account, please go to FirstCU Online (select the button at the top of this page). Select the Account Summary tab and then click on the Available Balance of your checking account. Active holds will be displayed in a tabular format, along with the day the funds are scheduled to be released.

FirstChoice Prewards plus Cash Rewards Click for more information...

FirstChoice Checking offers maximum value checking with all the advantages of Prestige Checking including unlimited transactions and no minimum balance with Preward® automatic coupon savings plus Cash Rewards!

Depending on your service relationship, you will earn Cash Rewards from 5¢ to 15¢ for each signature based debit card transaction over 10 per month, when you also use Free BillPay and Free e-Statements.

Look at what you've been missing for only $5 per month . . . . .

  • A discounted loan processing fee of only $50 (a $25 value off standard fee)
  • A First Mortgage loan application fee rebate of $50 (off standard fee)
  • One complimentary NSF fee monthly (a $30 value)
  • $2,500 Identity Theft insurance
  • Remedy Check Protection©
  • $100,000 Common Carrier Insurance
  • Single Name Travelers Cheques
  • Saver's Club Discount
  • Travel & Shopping Discounts
  • Everyday Rewards Rebate (up to $40 annually)
  • Monthly Dividends
  • Free Check Printing
  • Free BillPay
  • Free Online Access
  • Free e-Alerts
  • Free e-Statements
  • Free Mobile Banking
  • Overdraft Protection Available
  • Bonus* Dividends on Certificate Rates
  • Discount* Advantage on Auto Loans
  • Prewards® Automatic Coupon Savings

Prewards will give you Automatic Coupon Savings with merchants you use every day.
To register your First Service CheckCard click on Prewards Here!
More information is found in the "CheckCard" section below.

Cash Withdrawals at Fifth Third Bank Owned ATMs Are Free (excluding Speedway locations).
For ATM Access & Fee Information, Click Here

Quick Tip: When you use an ATM or CheckCard, a hold is placed on the authorized funds pending settlement. To view active holds against funds in your account, please go to FirstCU Online (select the button at the top of this page). Select the Account Summary tab and then click on the Available Balance of your checking account. Active holds will be displayed in a tabular format, along with the day the funds are scheduled to be released.
Starter Checking Click for more information...

First Service offers Checking services for a Student or First-Time Checking Account with a qualified sponsor (a parent or guardian co-signer).

  • No Minimum Balance
  • Unlimited Transactions
  • ATM Withdrawal Services
  • Free Online Access
  • Free e-Services
  • Free Mobile Banking
  • First Time Auto Loans available

    Cash Withdrawals at Fifth Third Bank Owned ATMs Are Now Free (excluding Speedway locations).
    For ATM Access & Fee Information, Click Here

    Prewards® will give you Automatic Coupon Savings with merchants you use every day.
    To register your First Service CheckCard click on Prewards Here!

Quick Tip: When you use an ATM or CheckCard, a hold is placed on the authorized funds pending settlement. To view active holds against funds in your account, please go to FirstCU Online (select the button at the top of this page). Select the Account Summary tab and then click on the Available Balance of your checking account. Active holds will be displayed in a tabular format, along with the day the funds are scheduled to be released.
Classic Checking Click for more information...

First Service offers Classic Checking for members who need to rebuild their checking history on a path to an improved financial lifestyle.

  • No Minimum Balance
  • Unlimited Transactions
  • ATM Withdrawal Services
  • Free Online Account Access
  • Free e-Services
  • Mobile Banking
  • Classic Checking Fee $10 per month

Cash Withdrawals at Fifth Third Bank Owned ATMs Are Now Free (excluding Speedway locations).
For ATM Access & Fee Information, Click Here

Quick Tip: To view active holds against funds in your account, please go to FirstCU Online (select the button at the top of this page). Select the Account Summary tab and then click on the Available Balance of your checking account. Active holds will be displayed in a tabular format, along with the day the funds are scheduled to be released.

Cash Back with Prewards and Cash Rewards Click for more information...

You'll find many ways to enjoy the convenience of your First Service CheckCard. Use it at ATMs, the gas pump, when paying for merchandise or dining out . . . anywhere credit cards are accepted. It looks like a credit card, but transactions are deducted directly from your First Service Checking Account and listed on your monthly statement.

Prewards® are now available for use with your First Service CheckCard to bring you cash back discounts at merchants you already use every day. Simply click and go to Prewards to enroll your CheckCard. There is no charge for this money-saving benefit. Then, when you use your First Service CheckCard at participating merchants, your transaction will be processed for the original amount at the time of your purchase - with a separate credit to your checking account for your Prewards automatic coupons. The person at the merchant checkout will not necessarily know about the discount associated with your purchase, but your Prewards discount will appear as a cash back credit to your First Service Checking Account . . . automatically . . . with no additional effort on your part. No sorting, no clipping, no points to accumulate and nothing to load. If you provide your cell number when enrolling at the Prewards site, you will even receive a text message after your purchase to let you know when your coupon is redeemed (select Communication Preferences in Settings for a text or e-mail message, or both).

To add even more value to your CheckCard, look at FirstChoice Checking with Cash Rewards!! FirstChoice Checking offers maximum value checking with no minimum balance and unlimited transactions plus you will earn Cash Rewards on 10 or more signature based debit card transactions each month when you also use Free BillPay and Free e-Statements. Cash Rewards is just one additional advantage of FirstChoice Checking. Go to the FirstChoice Checking section above for additional benefits.

All Checking on approval; certificate bonus and loan discount apply to non-promotional rates.
CU Service Centers
Turbo Tax Free Efile
Equal Housing Lender
National Credit Union Association
The First Service Federal Credit Union web site links to third-party web sites on the Internet. First Service Federal Credit Union provides links to these sites as a convenience to its members. The inclusion of a link does not constitute endorsement by First Service Federal Credit Union. The linked sites are not under control of First Service Federal Credit Union, thus First Service Federal Credit Union is not responsible for the availability or content of any linked site.