Specials Of The Month
Go to Quick Search above to quickly find a product or service
that fits your lifestyle.
A Better VISA
Click for more information...
Smart shopping begins with your First Service VISA ® Credit Card!
First Service Visa®
has changed with more options to fit your lifestyle.
Switch for the Savings .... What card is in your wallet?
Transfer your high
credit card balances to your new First
Service Visa® and pay down the balances even faster with a LOW
4.99% introductory rate on purchases,
balance transfers, and cash advances for the first 12 billing
cycles after your Visa account is open! After that,
your balance will revert to a low variable rate, currently 7.99%
APR to 17.99% APR.
NOW for this
low introductory rate ... go to Quick Links above, select
APPLY FOR LOAN and then click on the Credit
Card/Unsecured application in Select Loan Type. You may also apply at any branch or simply call us at 614-836-0100.
Online . . . Rewards Mall . . . Visa e-Statement . . . online
access is available for your Visa card information, balance, transactions,
payments and shopping rewards from a convenient Credit Card tab
located in FirstCU Online.
CLICK HERE for additional information on current rates, rewards and other charges.
*Introductory rate is not available on Visa Platinum Secured card. We may end your Introductory APR and apply the prevailing non-introductory APR if you are 60 days late in making a payment. All loans on approved credit with a minimum $50 membership share savings account required. Rates will vary based on your credit worthiness. APR is variable and subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and determined by the Prime Rate on the first day of each quarter as published in the Wall Street Journal "Money Rates" table to which we add a margin. Current rates are between 7.99% APR and 17.99% APR based on creditworthiness. The APR will not be greater than 18.00%. This introductory rate offer may be changed or withdrawn at any time.
A Credit Card tab
is conveniently located in FirstCU Online for transaction information,
rewards points and the Rewards Shopping Mall. A FAQ is also available
for frequently asked rewards questions.
you are looking for help in building (or rebuilding) your credit,
visit your branch or call a Member Service Representative at (614)
836-0100 and select "3" to discuss this card option.
Credit Card Tips:
learn more about factors to consider when applying for or using
a credit card, visit the web site of the Consumer Financial Protection
Bureau at www.consumerfinance.gov/learnmore.
Zero Fraud Liability Protection From Unauthorized Transactions is
available on your card. You are protected from fraudulent use of
your card, so you won't be held responsible for unauthorized purchases.
Cardholders must notify First Service Federal Credit Union promptly
of any unauthorized use. Certain conditions and limitations may
apply to this protection.
loans, including Visa, are available with approved credit based
on current lending criteria. Information
and rates provided are subject to change.
For changes from the date of publication, contact First Service
Federal Credit Union at 100 Main Street, Groveport, OH 43125 or
call (614) 836-0100 locally or (800) 241-4575 during regular business
Fall Auto Deals Click for more
Link Your Vehicle to a Great Loan!
Do you have an auto financed with another lender? Now until November 30th, when you transfer your auto loan balance from another lender to First Service:
• Receive ½ off your current rate OR
1% cash back, if transferred at current rate (up to $500 CASH!)*
• Make no payment for 90 days!**
*All loans on approved credit with qualified collateral. Offer expires November 30, 2014. This offer may be withdrawn or changed at any time. Offer based on credit score, automatic payment, and direct deposit to a First Service checking account. Does not apply to loans already financed with First Service. Floor rate of auto loan balance transfer is 2.17% APR. $99 loan processing fee or reduced to $74 with FirstChoiceChecking. All checking services on approved credit. $50 minimum to open checking. $10 per $1000 of balance transferred up to a $500 maximum value cash incentive will be deposited to member's Share Savings Account when loan balance is transferred at the current rate and term. Terms and rates may vary depending on credit conditions, model year and value of collateral.
**Interest will continue to accrue during the 90 days. Deferred payments may not exceed 90 days.
As dealerships make room for 2015 models, the Fall season is an excellent time to check into getting a deal on an end of model-year vehicle. If you’ve been considering purchasing a new or used vehicle, why wait?
Loans for autos, trucks, and motorcycles are available starting at great low rates with easy financing and convenient e-sign closings. Apply now or give us a call at 614-836-0100 during regular business hours or AnyHour at 1-800-495-0981.
Rates as low as 1.99%
on new or used trucks and autos
with checking relationship
with terms to 66 months
starting as low as 4.18% APR to 66 months
with checking relationship
*All loans on-approved-credit with qualified collateral. Rates starting as low as 2.17% APR are available based on credit criteria and model year. APR based on a loan amount of $20,000, at a rate of 1.99%, a term of 66 months and a $99 processing fee. Other rates and terms are available. Terms and rates may vary depending on credit conditions, model year, and value of collateral; sample rates may not be all inclusive based on specific requests and criteria. This offer may be withdrawn or changed at any time.
of First Service financing is now available at hundreds of dealerships
in Franklin County and throughout Ohio, with the same low interest
rates that you would receive in any branch office. Ask your dealer
for "First Service financing" and enjoy the benefits
of First Service membership at the dealer's lot.
Tip: For other rates and terms, go to Quick Rates
Click Here to Apply Online for an auto loan.
Auto Loan Preapproval . . .
shop with confidence when you know your
financing is already approved.
There is no application fee for an auto
loan preapproval. Simply apply online at the link below, visit
any branch location, call (614) 836-0100 during regular business
hours or AnyHour Loans at 1-800-495-0981. We are here to lend
a helpful hand and make your auto financing easy, quick and affordable!
NEW! First Service FCU Mobile App Available… Click
for more information..
Experience convenient 24-hour account access from your Smartphone with our new and improved First Service FCU Mobile app.
With the new app, you will be able to check account balances, transfer funds, view alerts set up on FirstCU Online, and make bill payments. There is also a Person to Person (P2P) payment option.
The new First Service FCU Mobile app is available in the App Store on iTunes and Google Play Store. If you are currently using the old app, we encourage you to upgrade to the new one today! You can activate the new app through FirstCU Online; and use your existing FirstCU Online login credentials to sign on. Here's how:
Login to your FirstCU Online account and go to Other Options => Mobile Settings .
Fill out the information, click submit.
Login to the browser version or the app version with your FirstCU Online (NetTeller) user ID and password.
For more information, simply give us a call at (614) 836-0100, visit us online at www.firstcu.com or stop by your local branch.
Holiday Helper Loans Click for more information...
Holiday Club Accounts
You've saved all year to buy special gifts, splurge on holiday travels and entertainment – now it's time to reap the rewards! Transfers from your Holiday Club Account to your savings or checking option will be made available on October 15 th .
Don't forget to get a head start on saving for next year. Your Holiday Club account helps to take the worry out of your holidays by allowing you to save for expenses on a regular schedule throughout the year.
To increase your savings, withdrawals are not allowed from this account during the year.
Holiday Helper Loans
Whether you need extra money for gifts, entertainment, or travel… a Holiday Helper Loan from First Service Federal Credit Union can help.
- Borrow up to $1,250 for a 12 month term
- Interest rate as low as 9.99% (17.714% APR*)
- Reduced Loan Processing Fee only $50 (a savings of $49!)
Apply today at one of our neighborhood branch offices, online, or give us a call at (614) 836-0100.
*All loans on approved credit. Interest rate as low as 9.99% with a 17.714% APR based on a $1,250 loan for 12 months with a $50 loan processing fee. No other discounts apply. Processing fee discount applies only to this Holiday Loan promotion and ends 12/24/14. Rates may vary according to credit qualifications. Federally insured by NCUA.
Click for more information...
packages with helpful tips for life changing events such as getting
married, having a baby, buying a home, attending college or retiring
are available upon request. Just ask for a LifeStages kit during
your next visit for helpful information on your life changing event.
$10 Member Referral Coupons. Members are eligible to earn $10 when their family, friends,
or co-workers open a new membership account, plus one other service,
with a Member Referral Coupon. To earn your $10, share the benefits
of First Service by referring your family, friends and coworkers
to open their accounts.
Member Referral Coupons are available in "Quick Links" above or during your next lobby visit.
Travel with the convenience of free ATMs nationwide!
First Service has an extensive network of FREE ATMs
, starting with our local branch offices. In addition, ATM withdrawals from First Service accounts are free at all Fifth Third Bank owned machines nationwide (other than Speedway locations)
. This includes over 1,500 ATMs across the country for your convenience!
Free cash withdrawals are also available at US Bank branch
locations in Ohio.
provides a BillPayer Overview with guidance for using Payment Options,
Payment History, Payment Calendar, Adding a Payee, e-Notifications/Alerts,
eBills, and How to Sign Up.
Quick Tip: BillPayer is FREE! To enroll now Simply
Click on the FirstCU Online Account Access button
at the top of this page.
Let's Get Started
first time auto buyers ages 18-24!
The Let's Get Started
for young adults provides an excellent opportunity for first time
auto buyers ages 18-24 plus a free one-year membership to the
Credit Union AUTO CLUB
In addition to a great rate on your first time auto loan, you will
have advantage of the Credit Union Auto Club
roadside assistance from
little incidents like being locked out of a vehicle to bigger troubles
like needing a tow truck. When
its time for your first vehicle, Let's Get Started at
your credit union! Give us a call, apply online, or stop by any branch
See Credit Union Auto Club information in consumer loan section and ask for
this special with your Let's Get Started loan application.
The Credit Union Auto Club membership
offer may be changed or withdrawn at any time; first time auto loans
may require a co-signer to qualify.
your mobile number with your credit union. To protect your account,
we monitor unusual ATM, debit and credit card usage for possible fraudulent
activity. We may need to contact you regarding certain activities
on your account, such as a sudden change in location or an unusual
string of purchases from your normal pattern use.
If we need to reach
you, we will not ask for your card or account number, but may ask
you to verify a specific transaction.
Getting the money you need ... just got
We are now pleased to bring you the option of receiving and signing
your loan documents quick and easy by secure e-mail. DocuSign
is an option that will save time in completing your loan documents,
with most of our auto and personal loans now available for this convenient
service ... at no extra charge to you.
Great terms and easy processing ... even more reasons
to finance with First Service!
Reloadable Debit Cards
Now Available .... First Service is offering reloadable
debit cards for your travel, for shopping, for student expenses, and any time that
you don't want to carry cash. Reloadable MasterCards® are accepted everywhere that merchants
accept MasterCard debit transactions and are $5.99 each to purchase,
with a $2.00 reload fee.
First Service can take the hassle out of your gift giving with MasterCard
Gift Cards now available in our lobbies. Buy one or a supply for all
your special occasions like Mother's Day, Father's Day, graduation,
birthdays, holidays..... accepted at MasterCard merchants worldwide.
Cards (non-reloadable) are $4.99 each. Due to this change, we no
longer sell Travelers Checks.
Coins for Kids .... thank you for helping our kids
First Service is a proud sponsor of Children's Miracle Network Hospitals (CMNH). At each teller window, you will find a Coins for Kids container. When you contribute your change, we donate this to CMNH for the benefit of Nationwide Children's Hospital here in Columbus.
**For a VISA® Card with 1% of the purchases donated to CMNH by First Service for the benefit of Nationwide Children's Hospital, please see the VISA section above!**
Go Green ... and Help
Green and help us Save 20 Trees when you sign up for e-statements. First Service
uses over 156,000 pages of paper each year to produce member statements,
or an equivalent of almost 20 trees. You can help us Save
20 Trees when you Go
Green and sign up for e-Statements which are
available online, quickly and conveniently the first day of every
month, along with 12 months of statements stored for your easy access.
Link: Just Click on the FirstCU Online
Account Access button above to go to FirstCU Online for
your account e-Statements. And, don't forget
to sign up for Visa e-Statements behind the Credit Card tab at FirstCU
convenience of free online statement access the first day
of every month . . . available and printable . . online . . at any
time . . with no fee . . from any computer location!
On the average, every 2.7 seconds someone loses their identity.* Identity theft is a complicated crime and you need a comprehensive solution. Identity Secure ® provides access to benefits and services that help prevent, detect, and resolve identity theft-related issues.
Prevention: Credit/Debit Card, Social Security Number and Account Monitoring
Detection: Triple-Bureau Daily Credit Monitoring and Credit Information
Resolution: Members can protect their assets up to $10,000 in loss recovery
protection for covered expenses; Identity Fraud Support Service;
Card and Documention Registration; Lost/Stolen Credit Card
Assistance; and Fraud Assist Toolbox
To print an IdentitySecure Enrollment Form, or to learn more about the costs and benefits of this Identity Theft Protection program, please click here.
IdentitySecure is a service provided by Trilegiant Corporation. Membership representatives are available to answer your questions Monday through Friday 9AM to 8PM, EST, and Saturday, 9AM to 5PM, EST, at 1-866-990-7328 .
All IdentitySecure services and benefits are provided by Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. and Alliance Marketing Association. Trilegiant Insurance Services, Inc., does not receive any compensation from the sale of the identity theft insurance benefit included as part of the IdentitySecure services. Any part of the IdentitySecure service may be modified or improved at any time and without prior notice. IdentitySecure is a registered service mark of Trilegiant Corporation. Credit Alert is a registered service mark of Affinion Publishing, LLC. *Javelin Strategy & Research. 2012 Identity Fraud Survey Report.
Pocket Cents Financial Literacy Tools
Here are two updated
web sites with information on credit reports, credit scores, preventing
identity theft, buying a car, purchasing a home and avoiding scams
- redesigned with fifteen different financial tools and calculators,
including college savings, student loans, mortgages and retirement
savings. Users also have access to a personal budgeting worksheet.
Cents - a financial literacy tool for all age groups which
provides personal finance lessons and tips for groups including
youth, tweens, teens, young adults, families, seniors, parents,
We invite teachers, parents and members to bookmark
these helpful sites for their consumer financial research needs.
Also visit our Free Online Financial Library
by selecting the link in Quick Links above.