First Service Federal Credit Union, Columbus Ohio

 

 
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FAQ's

Auto Lending
Build Your Financial Future with First Service
At First Service, we offer no-hassle car loans and help you finance your auto directly. We will help you save money! First Service members get the most from their car buying dollars and have the power of choice. Choose any make or model, decide your terms, and enjoy a low monthly payment. Check with us before you visit a dealer or sign any financing agreement.
Rates starting at 2.99% APR to 24 months
on approved credit with qualified collateral.
No other discounts apply. Other terms to 84 months available.
For details, click on "Rates" in the left sidebar.

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Switch & Save
If you already financed a vehicle with another lender, it's time to Switch and Save
with up to 3% off your current rate
transferred from another lender
on your remaining balance
down to 2.99% APR!

All loans on approved credit with qualified collateral.*2.99% APR to 24 months; 3.99% APR to 36 months; 4.99% APR to 60 months; and 5.49% to 72 months. No other discounts apply. $50 processing fee or $25 with FirstChoice Checking Rewards. Promotion may be changed or discontinued any time and does not apply to autos already financed by First Service.

e-Alerts: Online Notification for your loan payments
Your life just got easier with e-Alert notification. By selecting "Other Options" at FirstCU Online, you will be able to set parameters to receive a free e-Alert reminder for your loan payments, notification of NSF activity, low balance alerts, loan payment changes, advance on your FirstReserve, and a whole lot more! Simply make your choice for the notifications that fit your lifestyle . . . from one to all . . . e-Alerts are FREE!
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Smart Car Shopping Starts with your First Service credit approval:
Convenient Preapproval
Low Fixed Rates
Terms to 84 Months
Affordable Payments
No Early Payment Penalties
No Bump Up Rates
No Application Fee
No Fee for Preapproval
Low Processing Fee Only $50*
Processing Fee Only $25* with FirstChoice Checking Advantage
No Charge for Easy Payment Transfer Option
Free e-Statement Notification
Rewards Discount off Standard Loan Rates with Checking Advantage (does not apply to promotional rates)

*Additional processing fees may apply for indirect dealer financing.


Free Preapproval: Apply for an Auto Loan Preapproval before you shop and enjoy the confidence of knowing your financing is already arranged at your credit union. There is no application fee for Auto Loan Preapproval.

Payment Protection: GAP helps you start fresh with a replacement vehicle purchase by paying your remaining loan balance if your vehicle is stolen or damaged and is determined to be a total loss. GAP can be purchased for as low as $199 at your credit union

Credit life and disability insurance* and extended warranty protection are also available to you and can be financed with your First Service auto loan. Remember to compare our cost to the dealership and save!

*Coverage is optional and is not a condition of granting the loan nor affect the terms of the credit agreement. Coverage is subject to elgibility requirements, conditions, and exclusions listed in the member agreement. Members Choice® credit ilfe and credit disability insurance is underwritten by CUNA Mutual Insurance Society.

Fast Track
to a Great Deal!

Vehicle Ratings

NADA

CU Auto Deals

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& Apply Online Now!


Relationship Reward
1/4% discount off standard auto loan rates with your First Service checking account relationship.

*All loans on approved credit. Rates and terms on all loan products may be changed or discontinued at any time. Select "Rates" and then "Consumer Loans" on the left sidebar. Additional processing fees could apply for indirect dealer financing.

e-Alerts and Automatic Loan Payment Transfer option to keep your payments on time, every time.

 
CU Service Centers
Equal Housing Lender
National Credit Union Association
 
The First Service Federal Credit Union web site links to third-party web sites on the Internet. First Service Federal Credit Union provides links to these sites as a convenience to its members. The inclusion of a link does not constitute endorsement by First Service Federal Credit Union. The linked sites are not under control of First Service Federal Credit Union, thus First Service Federal Credit Union is not responsible for the availability or content of any linked site.