First Service Federal Credit Union, Columbus Ohio

 

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Share Savings

Building Your Financial Future with First Service

The first, and most important, step in your financial future is a Share Savings Account. A First Service share account offers competitive dividends with the added assurance that your deposits are insured up to at least $100,000 by the NCUA, an agency of the Federal Government. Share Savings Account dividends accrue daily and are credited quarterly. A great way to save is through regular, automatic transfers from your Checking Account or through direct deposit.

Regular Share Savings Account
For a specific purpose or a rainy day. Only $50 is required to open your Share Savings Account and earn a quarterly dividend.

Super Share Account
As your savings grow and you're looking for a dividend advantage, a SUPER Share Account is your answer. Dividends to the SUPER Share Account are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Your SUPER Share dividend will accrue and be credited monthly on shares of $25,000 and greater.

Fixed Term Share Certificates
First Service offers a variety of Share Certificate options that allow members to invest funds over an extended, fixed period of time. You may choose from three months to five years while earning the highest possible dividend rates. Variable rate Share Certificates are also available with 24 and 36 month terms.

Money Market Account
This account allows members to earn market rates on their investments with no dividend penalties for early withdrawal. A minimum of $2,500 is required to open that account and there is no fixed investment period. There is no monthly service fee for receiving limited check-writing privileges.

Individual Retirement Account (IRA)
First Service offers a variety of IRAs with no administrative fees to prepare for your financial journey to retirement.

Share Savings IRAs Open with a minimum of just $50 then make regular deposits while your money grows tax deferred.

IRA Certificates Requires a minimum initial deposit of only $500 to $1,000 depending on the certificate term you choose.

Holiday Club Account
Start saving now for holiday expenses with regular deposits. Your Holiday Club Account balance is automatically transferred to your savings account in October.

Youth Savings Account
A special account designed for young savers from birth to age 16 that pays dividends on balances greater than $10. Youth accounts may be opened with $5 and maintain a $10 balance.

For specific terms and rates, please contact 614/836-0100 for a Truth In Savings Disclosure and fee schedule.

 
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