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Share Certificates


First Service offers a variety of Share Certificate options that allow members to invest funds over an extended, fixed period of time, with terms from three months to five years.  It’s a simple way to boost your savings and prepare for your financial future.

  • Fixed Term
  • Variable
  • JUMP

Variable Rate Certificates are also an option with 24 and 36 month terms. A JUMP Certificate with a one- time jump my rate option is available.

Relationship Rewards: Ten basis points (.10) are added to regular certificate rates when the member has an active First Service loan balance, a First Service checking account, or is a Prime Time Club member, for a maximum of thirty (.30) additional bonus points.

Relationship Rewards bonus points are not available on special promotions, zero-balance loans, JUMP or Variable Rate Certificates.

See Current Share Certificate Rates


Penalties for early withdrawals are available in our Truth in Savings brochure and may reduce earnings.