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FirstChoice Checking


CashRewards are available exclusively for FirstChoice Checking members.  Depending on your service relationship, you will earn CashRewards from 5¢ to 15¢ for each signature based debit card transaction over 10 per month, along with monthly use of Free BillPayer.​

  • No Minimum Balance
  • Unlimited Transactions
  • Debit Card Convenience
  • No Point-of-Sale Fees with your debit card
  • No Paper Statement Fee
  • Discounted loan processing fee of only $74 (a $25 value off standard fee)
  • First Mortgage processing fee rebate of $50 (deposited to account after closing)
  • Two Boxes of Complimentary Checks each year
  • Free BillPay
  • Free FirstCU Online Access
  • Free First Service FCU Mobile App
  • Free e-Alerts
  • Free e-Statements
  • Mobile Check Deposit
  • MobiMoney App
  • Overdraft Protection Available
  • Bonus Dividends on Certificate Rates
  • Discount Advantage on Auto Loans

Quick Tip:

When you use an ATM or Debit Card, a hold is placed on the authorized funds pending settlement. To view active holds against funds in your account, please login to your account at FirstCU Online. Select the Accounts tab to see the Available Balance in your checking account. Click on the View Holds tab to see active holds on your account, along with the day the funds are scheduled to be released.

Our free Online Financial Library, ConsumerU, is available for assistance with Checkbook Balancing!

Checking privileges based on approval. Certificate and bonus loan discount apply to non-promotional rates. $25 initial deposit to open a Checking Account. Overdraft, transfer and NSF charges apply when applicable. Schedule of Fees and Charges available. For Overdraft Privilege Pay information Click Here.

*FirstChoice CashRewards are paid on each signature based debit card transaction over 10 per month depending on the number of relationship services you use with us, along with the monthly use of BillPayer.  **Calculated based on: the average monthly CashRewards received by members, 4 transactions per month at point of sale, no monthly paper statement fee, one auto loan processing fee discount at $25 off standard fee, one first mortgage processing fee rebate at $50, and an order of 2 boxes of checks per year.  NMLS#412995.