614.836.0100

First Time Auto Buyer


You’ll always remember buying your first automobile. Since purchasing a car or truck is an important financial commitment, we encourage you to contact First Service for an Auto Loan Pre-Approval before you visit the dealer.  We’ll help you with your loan application and discuss an affordable rate and payment schedule for your budget.  There’s no fee to apply, but First Time Auto Loans will need a qualified co-signer on the account.

Amazing Auto Deals start here:

  • Fixed Rates
  • No Application Fee
  • No Bump Up Rates
  • Easy to Budget Fixed Payments
  • No Early Payoff Penalties at First Service
  • Discounted processing fee with FirstChoice Checking

Enjoy these great auto benefits, along with GAP protection, auto warranty, and payment protection plans.

Click here for more information.

All loans on approved credit with qualified collateral. *APR shown is based on a $20,000 loan for a 66 month term with a $99 processing fee and checking relationship discount. Actual rates may vary based on age of collateral and credit criteria; other rates and terms are available. A $99 processing fee is discounted to $74 with FirstChoice Checking; $199 processing fee for indirect dealership loans. This offer may be changed or withdrawn at any time. Does not apply to loans already financed by First Service. No other discounts apply.

Auto Loan Preapproval . . . Shop with confidence when you know your financing is already approved. 
There is no application fee for an auto loan preapproval. Simply apply online at the link below, visit any branch location, call (614) 836-0100 during regular business hours or AnyHour Loans at 1-800-495-0981.

Ask for First Service financing at your dealer…  The convenience of First Service financing is now available at hundreds of dealerships in Franklin County and throughout Ohio, with the same low interest rates that you would receive in any branch office. Ask your dealer for "First Service financing" and enjoy the benefits of First Service membership at the dealer's lot.

When it’s time for your first vehicle, Let's Get Started at your credit union! Give us a call, apply online, or stop by any branch office.

First time auto loans may require a co-signer to qualify.