614.836.0100

Home Equity


You Have Big Ideas, We Have Low Rates

Remodel, expand, or upgrade

Get your home projects started with a Home Equity Line from First Service.  Use the equity you have built in your home to improve, expand and upgrade for a whole new look.  Your home is a lot more than just a house. It is the place you love - where you are with family and friends, where your kids go to school, and where you have established ties. If it's time to make changes to the place you love, we have a solution. Whether you need money for small projects or major improvements, like kitchen or bathroom remodeling, First Service offers an affordable line of credit to take the equity you have in your home and put it to work for you.

Stay In the Place You Love…
Enjoy these features of a First Service Home Equity built for you:

  • No Out of Pocket Expense
  • No Application Fee
  • No Closing Costs
  • No Annual Maintenance Fee
  • Potential Tax Benefit
  • Easy Check Access

With a Home Equity Line of Credit, you will have the ability to simply transfer available funds from your approved credit line to a Prestige or FirstChoice Checking Account and enjoy unlimited check writing privileges plus CheckCard convenience, up to your approved credit limit.

Visit your neighborhood branch office or call (614) 836-0100 to learn more about opening a convenient Home Equity Line of Credit.

All loans on approved credit. Must meet lending/underwriting requirements. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Credit Act. Property insurance is required on all First Service home loans.  A Home Equity Loan puts your home on the line, so finance with a lender in your own community that you trust, your credit union.  A Home Equity line of credit is a variable rate loan, with the rate set quarterly from .75% below the Prime Lending Rate as published in the Wall Street Journal. Our floor rate is 5% APR and our maximum rate is that allowed by law.  We suggest you consult your tax advisor about the potential tax benefits of home loan interest.  Appraisal fee is applicable if line is closed within 24 months of initial advance. $5,000 minimum initial advance.

Equal Housing Lender

Nationwide Mortgage Licensing System and Registration
Mortgage Loan Originators to assist you: Patience Asbury (NMLS # 1450798)Jack Harper (NMLS # 440713)Vicki Jahn (NMLS # 440725)Terry Johannsen (NMLS # 1086655)Sam Long (NMLS # 440715)Cynthia Music (NMLS # 519811)Heather Jacks (NMLS # 440721)Kate Mason (NMLS # 1553635)John Rogers (NMLS # 744744)Nicole Rybarczyk (NMLS # 922545)Tara Wengerter (NMLS # 440714)Mark West (NMLS # 440595)Pam Wiley (NMLS # 440727)