614.836.0100

Home Improvement


You Have Big Ideas, We Have Low Rates 

New roof? New windows? New furnace? Patio? Pool? Deck? 

  • Borrow up to $25,000 for home improvement
  • Up to 15-year amortization
  • Single Family Detached and Townhouses are eligible

For a Home Improvement loan to fit your wallet, apply online, visit any of our branch locations, call (614) 836-0100 during regular business hours, or apply AnyHour at 1-800-495-0981.

Quick Tip: For rates and repayment terms, Click Here

All loans on approved credit.  Property insurance is required to be maintained for all First Service home loans.  All income must be verified.  All loans must be retail originated. A bid/material list must be included.  Property must be borrower(s) primary residence.  Motor homes, Seasonal and/or Second Homes are ineligible for this program. No mortgage delinquency in the last 24 months.  No judgments, repossessions, charge-offs in the last 60 months. Cumulative collections over $500 must be paid.  No third party originated loans. No dealer transactions. No previous foreclosures or short sales. No previous bankruptcies.  For loans up to $25,000 borrower(s) must have 700 plus credit score using lesser of the two scores if a joint application (if there are three scores per borrower then use the lesser of the two middle scores).  For loans above $10,000, the maximum debt-to-income ratio utilizing gross income is 40%.  For loans up to 10,000, borrower(s) must have 660-699 credit score using lesser of the two scores if a joint application (if there are three scores per borrower then use the lesser of the two middle scores).  For loans up to $10,000, the maximum debt-to-income ratio utilizing gross income is 45%.