Join Us/Membership Eligibility
Where You Belong!
First Service is open to everyone who lives, works, worships or attends school in Franklin, Delaware, Fairfield, Licking, Madison, Morrow, Pickaway, or Union County! You can open your account with as little as $5. Simply visit any of our branch locations during regular business hours to join or open your account online. It's that easy!
New Members Welcome!
We invite you to join your community credit union and enjoy the benefits of credit union membership!
In accordance with the USA PATRIOT Act, to open your account, we will require you to have proof of your identification such as a valid U.S. government picture ID with your current mailing address or other proof of your current mailing address, along with your social security number. Other information may also be required for verification. If you are a non-member conducting business with us, we will also ask for this information. If you have questions, please call 614/836-0100 for additional information.
Once you're a member, you're always a member. Even if you move away from the area, as long as you maintain your $5 membership account, you can still take advantage of our money-saving financial products.
Switch for the Savings... Stay for the Service!
As a non-profit cooperative, First Service is able to offer lower (or no) fees for its products and services when compared to other for-profit financial institutions. Compare our service fees and loan rates to your present institution and we believe you will put more money in your pocket by switching to your community credit union.
You will find a comprehensive range of consumer financial products and services to fit your everyday lifestyle at First Service. Our accounts include Checking, Savings, Certificates, Money Market Accounts, Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). Our loan products range from new and used vehicle loans, personal loans, mortgages, home equity loans, convenient personal lines of credit and a selection of VISA® credit card programs.
Switch for the Savings
We've Made It Easy to Switch - simply print, sign and mail
Easy, pre-filled letters to switch your checking account, direct deposit, and automated payments to First Service are now available for members - convenient, quick and free!
Simply click here. Then all you need to do is print, sign and mail.
Not a Member yet? Simply visit any First Service branch location. In accordance with the U. S. Patriot Act, we will require you to have proof of your identification such as a US government picture ID with your current mailing address or other proof of your current mailing address, along with your social security number. Other information may also be required for verification.
Patriot Act Notification: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account or do business with us, we will ask your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
Your federal savings insurance coverage at First Service has increased to $250,000.
The funds in your Individual Retirement Account are insured separate from and in addition to the $250,000 general share insurance rules.
For additional information on account insurance coverage, please call First Service at 614/836-0100, the NCUA Insurance Call Center at 1-800-755-1030, ext. 1 or visit http://www.ncua.gov/DataApps/Pages/SI-Tools.aspx where you will also find an easy e-Calculator to calculate your insurance coverage.
Unlawful Internet Gambling Enforcement Act
Federal law, the Unlawful Internet Gambling Enforcement Act of 2006 (effective June 2, 2010) and implementing regulations prohibit commercial members from receiving deposit or other credits of any kind relating to their operation of an illegal Internet gambling business. Under the Act, any person engaged in the business of betting or wagering (as defined by the statute) is prohibited from completing "restricted transactions," or knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. First Service Federal Credit Union is required to enforce that prohibition.
It is First Service's policy to not open or maintain any account for commercial members held with the intent to conduct or engage in Internet gambling activity, whether legal or illegal. If the credit union discovers or determines that an existing commercial member transacts or engages in Internet gambling activity as defined by the UIGEA, the credit union reserves the right to restrict services or terminate the account relationship.