614.836.0100

Loan Rates


Mortgage Loans
10 Year Conventional Fixed Rate
15 Year Conventional Fixed Rate
30 Year Conventional Fixed Rate
30 Year FHA Fixed Rate
Call 614-920-6358 for rates today

Purchase - Refinance - First Time Home Owners
Remodel - Upgrade - Cash Out

Click here to learn more about our 10-Year Streamline Special!  For details and current mortgage rates as apply to your situation, please contact your Branch Manager or Mortgage Services at 614-920-6358

Auto Loans: All loans on approved credit. Sample rates are for comparison only and may be withdrawn or changed at any time. Terms and rates may vary depending on credit conditions, model year and value of collateral; sample rates may not be all inclusive based on specific requests and criteria. Please contact (614) 836-0100 for current rate information and a payment comparison.

2014 & Newer Auto
Term Rate APR
Up to 66 Months As low as 3.49% As low as 3.67% 1
67 - 75 Months As low as 3.74% As low as 3.90% 2
Used Auto 2013 - 2011
Term Rate APR
Up to 66 Months As low as 3.74% As low as 3.92% 1
67 - 75 Months As low as 3.99% As low as 4.15% 2

Other model years, rates and terms are available

2014 & Newer Motorsports
Term Rate APR
Up to 66 Months 3.99%* - 6.24% 4.18% - 6.43% 1

Other rates and terms are available

Personal Loans
Term Rate APR
12 - 48 Months 9.99% - 17.90% 12.28% - 17.58%3
Home Improvement
Term Rate APR
Up to 60 Months As low as 7.40% As low as 7.81%4
FirstReserve Personal Credit Line
Term APR
Lines over $3,000.00 11.90% - 18.00%
Home Equity Line of Credit
Term APR
Variable As low as 5.00%**
Visa Credit Cards
For Visa terms and rates click here

1 Based on a loan amount of $20,000, a term of 66 months and a $99 processing fee and a First Service Checking account.

2 Based on a loan amount of $20,000, a term of 72 months and a $99 processing fee.

3 Based on a loan amount of $5,000, a term of 12 to 48 months and a $99 processing fee.

4 Based on a loan amount of $10,000, a term of 60 months and a $99 processing fee.

*This rate is available with a checking account relationship discount.

**Home Equity rate is a variable rate, set quarterly at .75% below the Prime Lending Rate as disclosed in the Wall Street Journal. Rate will not be less than 5% or exceed 18% or the maximum allowed by law. $5,000 minimum initial advance. Property insurance is required and must be paid by the borrower. $300 closing fees waived will be retroactive if line is closed within 24 months. Consult your tax advisor about the deductibility of home interest. Call 614/836-0100 for additional details. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Credit Act.

All loans on approved credit with qualified collateral when required. Other rates and terms may be available. 
Auto and personal processing fee of $99 reduced to $74 with a FirstChoice Checking relationship advantage.
$199 processing fee for indirect dealership loans.

Nationwide Mortgage Licensing System and Registration Mortgage Loan Originators to assist you: Patience Asbury (NMLS # 1450798)Jack Harper (NMLS # 440713)Vicki Jahn (NMLS # 440725)Terry Johannsen (NMLS # 1086655)Sam Long (NMLS # 440715)Cynthia Music (NMLS # 519811)Heather Jacks (NMLS # 440721)Kate Mason (NMLS # 1553635)John Rogers (NMLS # 744744)Nicole Rybarczyk (NMLS # 922545)Tara Wengerter (NMLS # 440714)Mark West (NMLS # 440595)Pam Wiley (NMLS # 440727)Buffi Miller (NMLS #986634)