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Refinance


Transfer Your Auto Loan to First Service

Love your car... but hate your loan?  If you've already financed a vehicle elsewhere, you can refinance at our current low rates based on the model year of the vehicle. This simple process can lower your monthly payments and reduce the finance charges you pay over the life of the loan.

  • Fixed Rates
  • No Application Fee
  • No Bump Up Rates
  • Easy to Budget Fixed Payments
  • No Early Payoff Penalties at First Service
  • Discounted processing fee with FirstChoice Checking

Don't Miss This Opportunity -

Put more money in your pocket - and keep your payments low.
Transfer your auto loan balance from another lender to First Service and we’ll lower your auto loan rate by one half down to our floor rate for your remaining term.1  

Auto Loan Rates as low as 2.67% APR2 with a First Service Checking account.
 

Click Here to Apply Online for an auto loan

All loans on approved credit with qualified collateral.  Does not apply to loans already financed with First Service. Actual rates may vary based on age of collateral and credit criteria. A $99 processing fee is discounted to $74 with FirstChoice Checking. This offer may be changed or withdrawn at any time. No other discounts apply. Offer subject to change or discontinuation based on market conditions and borrower eligibility. Offer based on credit score and First Service checking account relationship. $5 Share Savings Account required for membership. All checking services on approved credit. $25 minimum to open checking.

1 One half off current auto loan rate financed with another lender when balance is transferred to First Service, with a floor rate of 2.67% APR to 66 months.
2 Rates starting as low as 2.67% APR are available based on credit criteria, model year and a First Service Checking account. Interest rate based on a loan amount of $20,000, a term of 66 months and a $99 processing fee. Sample rates may not be all inclusive based on specific requests and criteria.  Other rates and terms may be available. 

More Than Just a Loan

There are a lot of factors to consider when you’re buying a car, truck, or van. We’ve made the process easier by outlining everything you need to know up front.