Special Offers

Smart Shopping Begins with First Service VISA
Smart Shopping Begins with First Service VISA

Your First Service VISA credit card can be used for purchases, balance transfers, and cash advances! In addition to the introductory rate, you’ll enjoy:

  • No Balance Transfer Fee for the first three billing cycles for new accounts
  • No Annual Fee
  • No Application Fee
  • Easy and Convenient iPay
Apply for a First Service VISA with a LOW 4.99% APR* INTRODUCTORY RATE
for the first 12 billing cycles.

*After the first 12 billing cycles from the time your VISA account is open, your balance will revert to a variable rate, currently 8.49% to 17.99% APR. All loans on approved credit with a minimum $5 membership share savings account required. Rates will vary based on your credit worthiness. APR is variable and subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and determined by the Prime Rate on the first day of each quarter as published in the Wall Street Journal "Money Rates" table to which we add a margin. Current rates are between 8.49% APR and 17.99% APR based on creditworthiness. The APR will not be greater than 18.00%. This introductory rate may be changed or withdrawn at any time. Introductory rate not available on VISA Platinum Secured card. We may end your Introductory APR and apply the prevailing non-introductory APR if you are 60 days late in making a payment. CLICK HERE for additional information on current rates, rewards and other charges.


First Service VISA® Platinum Rewards cardholders have the chance to win an all-inclusive, 3 day/2 night trip to Chicago for two as well as a 60-second mad dash through the fully-stocked CURewards warehouse!

Here’s what you need to do to enter the Credit Union Magic Minute™ sweepstakes:

  • Enter the sweepstakes with your name and email at CURewards.
  • Use your First Service VISA Platinum Rewards credit card from June 19 through September 24, 2017 to make at least three (3) purchases per week.

Learn More

No purchase necessary to enter or win. Open to First Service VISA Platinum Rewards Credit cardholders who are legal residents of the 50 U.S. states, D.C. or Puerto Rico, 21 or older, who are enrolled in a participating credit union CURewards program. Ends 9/24/17. Void where prohibited. See full rules and how to enter without purchase at www.cumagicminute.com. Sponsor: PSCU, 560 Carillon Parkway, St. Petersburg, FL 33716.


Home Equity - Special Offer!

Consider Your Projects Done!

Access your Home Equity for the additional cash you need to start and finish your “to-do” list… Tap into your line of credit and put it to work for you – so you can turn your “to-do” list into a “done” list.    


APPLY TODAY to take advantage of this limited time rate - and start enjoying extra money in your pocket. 

$5 Share Savings Account required for membership. *All loans on approved credit. The special rate of 3.49% APR on your Home Equity Line of Credit applies to new accounts opened and funds advanced during the promotional period of May 1, 2017 through October 31, 2017.  This promotional offers applies to Plan 1, Tier 1 and Tier 2 accounts with a 680 or above credit score.  Funds advanced during the promotional period will remain at this fixed rate until the balance is paid off.  A Home Equity Line of Credit is a variable rate loan, with the rate set quarterly from .75% below the Prime Lending Rate as published in the Wall Street Journal. Our floor rate is 5% APR and our maximum is that allowed by law.  Minimum advance of $5,000. Property insurance required. Consult your tax advisor about home interest deductibility.  Appraisal fee is applicable if line is closed within 24 months of initial advance. We do business in accordance with the Federal Fair Housing Act and Equal Credit Opportunity Act. Rate may vary according to credit qualifications. This offer may be withdrawn or changed at any time. NMLS #412995. 

Love My Credit Union Rewards
Love your savings.

Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about.  

First Service is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1.4 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more. 

  • Sprint Line Activation Member Discount:  Get a $100 Cash Reward for every new line (see details below)
  • Save up to $15 on TurboTax Federal tax products
  • Save on services for your home from ADT and more
  • Earn cash back when you shop at over 1,500 online retailers with Love to Shop

The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org.

Sprint Line Activation Member Discount
As a First Service member, you can earn $100 for every line when you switch to Sprint®.

Here's how it works:

  • Members get a $100 cash reward for every new line when you switch to Sprint.
  • Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards.
  • Plus, get a $50 loyalty cash reward every year for every line

Here's how to sign up for Sprint cash rewards:

  1. Become a Sprint customer
  2. Register at LoveMyCreditUnion.org/SprintRewards
  3. Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account!
Other Specials

Earn $10 for Member Referrals! 

Members are eligible to earn $10 when their family, friends, or co-workers open a new membership account, plus one other service, with a Member Referral Coupon. Share the benefits of First Service by referring your family, friends and coworkers to open their accounts. 

Download your Member Referral Coupon today!

Free ATMs

Travel with the convenience of free ATMs nationwide!
First Service has an extensive network of FREE ATMs, starting with our local branch offices. In addition, ATM withdrawals from First Service accounts are free at all Fifth Third Bank owned machines nationwide (other than Speedway locations). This includes over 1,500 ATMs across the country for your convenience! Free cash withdrawals are also available at US Bank branch locations in Ohio.


Getting the money you need ... just got faster!

We are now pleased to bring you the option of receiving and signing your loan documents quick and easy by secure e-mail. DocuSign is an option that will save time in completing your loan documents, with most of our auto and personal loans now available for this convenient service ... at no extra charge to you. 

Great terms and easy processing ... even more reasons to finance with First Service!

Insurance Solutions For Everything That Matters. Find Out More.


Sign-up to receive monthly news and special offers

Please enter a name
Please enter a valid email