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Starter and Student Checking


We’ve made checking simple – with all of the features you need to stay connected to your money.  First Service offers checking services for students and first-time starter checking accounts with a qualified sponsor (a parent or guardian co-signer).

  • No Minimum Balance Requirement
  • Unlimited Transactions with no check clearing fees
  • Free FirstCU Online Access
  • Free FirstCU Mobile Banking
  • Free BillPayer
  • Free e-Statements
  • Free e-Alerts
  • Discount Advantage on Auto Loans
  • First 50 checks printed free

Some restrictions may apply for Starter and Student Checking.


Quick Tip:

When you use an ATM or Debit Card, a hold is placed on the authorized funds pending settlement. To view active holds against funds in your account, please login to your account at FirstCU Online. Select the Accounts tab to see the Available Balance in your checking account. Click on the View Holds tab to see active holds on your account, along with the day the funds are scheduled to be released.

Our free Online Financial Library, ConsumerU, is available for assistance with Checkbook Balancing!

Checking privileges based on approval. $25 initial deposit to open a Checking Account. Overdraft, transfer and NSF charges apply when applicable. Schedule of Fees and Charges available. For Overdraft Privilege Pay information Click Here.