First Service VISA® Credit Card
A Better VISA® Choice is Here!
First Service has VISA® options for your everyday purchasing needs.
Your card can be used for purchases, balance transfers, and cash advances! In addition to the introductory rate, you’ll enjoy:
- No Balance Transfer Fee for the first three billing cycles for new accounts
- No Annual Fee
- No Application Fee
- Easy and Convenient iPay
Enjoy a 4.99% APR Introductory Rate*
Transfer your higher credit card balances to your new First Service VISA and pay down the balances even faster with a LOW INTRODUCTORY 4.99% APR for the first 12 billing cycles on purchases, balance transfers and cash advances. After the first 12 billing cycles from the time your VISA account is open, your balance will revert to a variable rate, currently 10.24% to 17.99% APR.
*All loans on approved credit with a minimum $5 membership share savings account required. Rates will vary based on your credit worthiness. APR is variable and subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and determined by the Prime Rate on the first day of each quarter as published in the Wall Street Journal "Money Rates" table to which we add a margin. Current rates are between 10.24% APR and 17.99% APR based on creditworthiness. The APR will not be greater than 18.00%. This introductory rate may be changed or withdrawn at any time. Introductory rate not available on VISA Platinum Secured card. We may end your Introductory APR and apply the prevailing non-introductory APR if you are 60 days late in making a payment. CLICK HERE for additional information on current rates, rewards and other charges.