updated kitchen

Home Improvement

You Have Big Ideas, We Have Low Rates 

New roof? New windows? New furnace? Patio? Pool? Deck?

  • Borrow up to $25,000 for home improvement
  • Up to 15-year amortization
  • Single Family Detached and Townhouses are eligible
For a Home Improvement loan to fit your wallet, apply online anytime at your convenience, visit any of our branch locations or call (614) 836-0100 during regular business hours, or contact AnyHour Loans anytime at 1-800-495-0981.



 


 
All loans on approved credit.  Property insurance is required to be maintained for all First Service home loans.  All income must be verified.  All loans must be retail originated. A bid/material list must be included.  Property must be borrower(s) primary residence.  Motor homes, Seasonal and/or Second Homes are ineligible for this program. No mortgage delinquency in the last 24 months.  No judgments, repossessions, charge-offs in the last 60 months. Cumulative collections over $500 must be paid.  No third party originated loans. No dealer transactions. No previous foreclosures or short sales. No previous bankruptcies.  For loans up to $25,000 borrower(s) must have 700 plus credit score using lesser of the two scores if a joint application (if there are three scores per borrower then use the lesser of the two middle scores).  For loans above $10,000, the maximum debt-to-income ratio utilizing gross income is 40%.  For loans up to 10,000, borrower(s) must have 660-699 credit score using lesser of the two scores if a joint application (if there are three scores per borrower then use the lesser of the two middle scores).  For loans up to $10,000, the maximum debt-to-income ratio utilizing gross income is 45%.











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First Service VISA® Credit Card

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