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Special Offers


Save to Win gives you the opportunity to win up to $5,000! 

 Congratulations to all the First Service Winners!
First Service has had monthly and quarterly winners from $25 up to $100, $250, $500 and $1,000!  You could be our next big winner.

Recent winners are listed monthly and quarterly under "EVENTS" on this website's home page.
 

It's A Win-Win
Build your savings, earn dividends, and earn chances to win cash prizes! 
Save to Win is a special savings advantage that gives our members age 18 and over all the benefits of a savings account, plus the opportunity to win cash prizes!   Every $25 deposit you make into a Save to Win account earns an entry into the monthly and quarterly Central Prize Drawings to win up to $5,000 according to the Official Rules guidelines.  In addition, First Service includes a Credit Union $100 monthly cash drawing and $250 quarterly cash drawing, exclusive to only our members.   
Even if you don't win one of the cash prizes, you win by developing positive financial habits that can help you achieve your financial goals.  

 The Smart Way to Save
Take the first step by opening a Save to Win account
For More Information
 Ask a Member Service Representative for details or click on the "PERSONAL" tab above and  select Save to Win under Personal Savings.

 REFER TO OFFICIAL RULES AVAILABLE UPON REQUEST 
Officers, directors, official family and employees of First Service and their immediate family members (spouse or children) and other persons residing in the same household are not eligible to participate in Save to Win. Eligible members must be at least 18 years of age, open a qualifying Save to Win account during the Raffle Period, and maintain a regular membership Share Savings Account in good standing. 
Official Rules are available at any branch office upon request. Dividends are paid in accordance with earnings and determined by the Board of Directors for each dividend period. 

Federally Insured by NCUA

$$$

uP TO $1,000 CA$H FOR YOUr car loan 
Refinance your current auto loan from another lender to First Service and earn up to $1,000 on the balance financed, pay no application fee, and receive 90 days to your first payment. 


CA$H FOR YOUR CAR LOAN

+Fixed Rates as low as 5.49% at 5.75% APR
+Easy to Budget Fixed Monthly Payments 
+Repayment Terms Available up to 84 Months
+90 Days to First Payment
+Discounted Processing Fee with FirstChoice VIP Checking

CA$H for Your Car Loan
We make it easy

Receive 2% ($20 per $1,000) up to a maximum of $1,000 on the balance financed from another lender.

        Apply Online at This Page
          In Person at Any Branch Office
        By Phone at 614-836-0100

 All loans on approved credit with qualified collateral. Offer does not apply to loans already financed by First Service and any autos that previously received a cash incentive. Other rates and terms may also be available. Current rates, terms and offers are subject to change or withdrawal at any time.   Rates may vary according to credit qualifications.  No other discounts apply.  Processing fee reduced from $174 to $149 with FirstChoice VIP Checking. Auto loan payment example for a loan of $20,149 including discounted processing fee, based on a credit score of 710 or higher with a fixed rate of 5.49% and term of 66 months, would have a 5.75 % APR and estimated monthly payments of $357.63 with total payments of $23,603.44.   Interest will accrue during the 90 days of deferred payments. Deferred payments may not exceed 90 days.  $5.00 minimum required to open a Membership Share Account with $25 minimum to open FirstChoice VIP Checking.    Federally Insured by NCUA

Dream Bigger . . . Borrow Smarter… by cashing in on the equity in your home

It’s easy to borrow from the stored equity in your home without touching your current mortgage and add value to your house plus the convenience of an affordable credit line.

Convenient Line-of-Credit 
Application Fee Waived 
C No Closing Costs C No Appraisal Fee C No Annual Fee C Easy Check Access C Potential Tax Benefit


Special Introductory Offer:
  Open a new Home Equity Loan by October 1, 2026 with a low 2.99% rate for the first 18 months of your loan!

At the end of 18 months, your balance will revert to the current interest rate at that time.  


Speak with a Lending Specialist at 614-836-0100 for Details
Apply in person or online at www.firstcu.com

     Equal Housing Lender 

     We Do Business in Accordance with the Federal Fair Housing Law
 and the Equal Credit Opportunity Act


All loans on approved credit.  Must meet lending and underwriting requirements. Consult your tax advisor about the tax advantage of home loan interest. Property insurance required for the life of the loan and must be paid by the borrower. Application fee of $350 applicable if member does not close on the loan or repays and closes the line within 24 months of initial advance.  $5,000 initial loan advance required. At the end of 18 months from the first day of the month after your opening date, the loan balance will revert to the current Home Equity rate which is
a variable rate set quarterly from 0.75% below the Prime Lending Rate as published in the Wall Street Journal. Our floor rate is 5% APR and maximum rate is that allowed by law. Special Introductory Offer may be changed or withdrawn at any time.   Share Savings Account with $5 minimum balance required for membership. Federally Insured by NCUA. NMLS#412995

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Members can save every day on a variety of services with Love My Credit Union Rewards, including tax time discounts with Turbo Tax and H&R Block.  Your First Service membership saves you money through exclusive member-only offers such as:
  • Trust & Will  
    Members get exclusive savings of 20% off any estate plan with Trust & Will. 

  • Turbo Tax 
    Get a bigger discount this tax season with savings up to 20% on Turbo Tax federal products.

  • H&R Block 
    Members can save up to $25 on personal in-office tax prep at H&R Block.
     

  • True Stage Home & Auto Insurance Program 
    Get exclusive member pricing and a FREE, no obligation quote by calling 800-789-6286.

  • Rental Kharma 
    Build your credit history with rent and save up to 30% on Rental Kharma.

Other offers include:  

ONE STOP online CAR SHOP
for your auto shopping convenience

--Research, Finance and Buy Online--

It couldn't be easier! 

Go to the website below for your next auto purchase AND GIVE IT A TRY:
firstcu.groovecar.com

Leavitt Group logo Nationwide is on your side logo

Get your free quote for auto insurance from Leavitt Group Midwest—Smith, Molino & Sichko .  Mention you are a First Service member to receive a special discounted rate. 


Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.

Whether you're home or traveling, take control of your credit and debit cards this summer with the 1stCU Visa App available at the App Store or Google Play to help keep your First Service VISA cards safe. This free app provides you with balances, transactions and payments at your fingertips, along with a transaction notification for added security when your card is used.  If your card is lost, stolen, or you suspect fraud, you should turn you card OFF in the app and call us immediately.  Keep your cards and accounts safer with the free 1stCU Visa App!

Vacation Get-Away 2026!  
Whether you plan to vacation close to home or miles away, enjoy your summer getaway even more with a Vacation Loan from your credit union and put up to $2,500 extra in your wallet.  

*60 Days to First Payment*
You can spread the cost of your vacation over 12 months with a total loan of $2,649, including a discounted loan processing fee, at a fixed rate of 8.24% and an APR of 17.80%, for fixed monthly payments of approximately $232.33 and total payments of $2,787.88.  


             We wish you the best vacation ever - with a little help from your credit union!
Apply Online Anytime on this Page
Apply at any Branch
Apply by calling 614-836-0100
All loans on approved credit with a membership Share Savings Account.
 A Home Improvement Loan
with First Service offers up to $10,000 for home projects on your wish list.  


Imagine the Possibilities! 

Redo. Renew. Refresh.  Whether you are adding a patio, landscaping, making repairs, or redoing a room, get your projects done this summer with affordable terms at your credit union.

*Make Your Home Projects a Reality*
Borrow Up to $10,000 for Home Improvements

Repayment Terms Up to 10 Years
Low Fixed Rates from 8.99% with 9.39% APR 
Affordable Fixed Monthly Payments
No Application Fee
 
For Home Improvement Loan details, go to the Lending tab at the top of this page or contact a Home Loan Representative at 614-836-0100 for assistance.
All loans on approved credit with qualified real estate and income verification. Property insurance must be maintained.  We suggest you consult your tax advisor about the deductibility of home loan interest.  PAYMENT EXAMPLE:  based on a credit score of 680, a loan of $10,174 including the processing fee and repayment terms of 120 months, would have an approximate monthly payment of $129.34 and total payments of $15,519.11.  We Do Business in Accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. NMLS#412995
______________________
For Larger Projects We Also Offer HOME EQUITY LOANS 
With The Advantage of a Convenient Line of Credit.
Go to firstcu.com for details or call our Mortgage Representatives at (614)836-0100


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