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Special Offers

One Look…One Place

Get your complete financial picture in one place with 1Wallet:

  • Sync accounts from other financial institutions
  • Review your spending and cash flow habits
  • Establish a 2024 Budget
  • Monitor your goals to save money
MoneyEdu and 1Wallet work together to help you track your spending, establish a budget and monitor your goals to save you hundreds of dollars each year.

Financial guidance is available in the Money Edu Financial Wellness Center, at Everyday Resources under the Stay Connected tab above.   To access 1Walletand establish your 2024 budget, simply log into your FirstCU Online Account, select the hash mark on your dashboard and go to “Spending Habits”.

The Financial Wellness Center and 1Wallet are free financial management tools available at 

Text Messaging is now available to bring you all the latest news about events, contests, specials, and more.  Snap the QR image and return the text you receive to enroll today.

Get Your Projects Completed
If you have home projects that need completed before the snow flies, considered it done with an affordable Home Improvement Loan.  Whether you are thinking about indoor or outdoor upgrades or just general maintenance, a Home Improvement Loan can get your projects finished before winter.
Let's Get Started! 
- Up to $10,000 Available
- 10 Year Repayment Terms
- Fixed Rate
- Low Monthly Payment 
- No Application Fee

8.99% Rate ● 9.28% APR ●
10 Year Repayment Term

Payment example based on a 660 credit score:  a loan of $10,124 including the standard processing fee and repayment terms of 120 months, would have estimated payments of $128.81 monthly with total payments of $15,456.21.

Available for owner-occupied, single-family homes, townhouses, and qualifying condos with a contractor’s invoice or material list /receipts for work done.  Refinance opportunities are available to pay off financing by another lender for home improvement work completed within the last six months with proof of prior financing.

Up to two borrowers are allowed to qualify for this loan, both must be on the title and occupy the property.

Apply in any Branch Office
Call (614) 836-0100
Apply Online Anytime
by selecting Apply Today on this page

All loans on approved credit with qualified real estate and income verification.  We suggest you consult your tax advisor about the deductibility of home loan interest.  Property insurance required.  Plans, rates and terms may be changed or withdrawn at any time.  We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.  NMLS #412995

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Members can save everyday on a variety of products and services with Love My Credit Union Rewards. Your First Service membership saves you money through exclusive member-only offers such as:
  • Savings on Turbo Tax and H&R Block tax assistance
  • Savings on mobile offerings with Spectrum and Xfinity
  • Savings on home security, travel, entertainment, amusement parks and much more
  • Find more savings when you click the link below to Love My Credit Union Rewards
Refer a new member and we pay you

Members are eligible to earn $10 when their family, friends, or co-workers open a new membership account, plus one other service, with a Member Referral Coupon. Share the benefits of First Service by referring your family, friends and coworkers to open their accounts. 

Leavitt Group logo Nationwide is on your side logo

Get your free quote for auto insurance from Leavitt Group Midwest—Smith, Molino & Sichko .  Mention you are a First Service member to receive a special discounted rate. 

Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
Merchant processing services are available for First Service business accounts to save you money and help your business grow!
Pick Your Present
Get a $200 Processing Bonus or $200 for You
This promotion is available for new Merchant’s PACT customers who sign a merchant processing agreement by 12/31/2023.
*See disclosure below for details.
• Offer shipping, curbside pickup, and local no-contact delivery
• Establish and sync your brick and mortar and online store
• Accept ACH, credit, debit, gift card, QR code, EMV, NFC, contactless, mobile, and card-not present payment acceptance

• Offer gift card options
• Personalize messaging on text, email, or in-person receipts
• Build a database of your best customers

• No application or setup fees
• Cash discount and surcharge programs available
• Next day funding

For more information on
Merchant Processing click here.
Features and services are examples only, availability varies based on solution and individual merchant review and consultation. *Subject to the following terms and conditions. Some restrictions and limitations may apply. Promotion available for new Merchant’s PACT customers who sign a merchant processing agreement. To be eligible, merchant must: (1) apply for an account and complete promotional addendum (2) be credit approved by 12/31/2023 (3) activate account by submitting a batch of $25 or more in sales within 60 days from approval date or customer will forfeit their $200 bonus. Merchant will receive the $200 either via ACH reimbursement or an Amazon gift card within 30-60 days of account activation. If merchant cancels within 12 months of signing agreement, the merchant will be charged $200 via ACH. Offer not valid with any other offer and subject to change. A monthly minimum charge applies when total transaction fees and per-item charges are less than $15 per month. Offer expires December 31, 2023.
and enjoy extra cash in your pocket
Whether you are looking for extra cash for traveling, planning for the upcoming holidays, or to payoff bills, your credit union has a solution.  When you refinance your present auto loan from another lender to First Service, you will receive 1% cash back on the balance transferred up to $500 plus enjoy 90 days until your first payment is due!   
Don't Miss This Opportunity to put more money in your pocket!
Offer Ends 12/31/2023

  • Fixed Auto Rates
  • No Application Fee
  • No Payment the First 90 Days
  • Up to $500 Cash Back on Your Loan Transfer
  • Easy to Budget Fixed Payments
  • No Early Payoff Penalties
  • Discounted Processing Fee with FirstChoice VIP Checking   All loans on approved credit with qualified collateral.  This offer does not apply to loans already financed by First Service.  Actual rates may vary based on age of collateral and credit criteria.  A $124 processing fee is discounted to $99 with FirstChoice VIP Checking. No other discounts apply.   Earn $10 per $1,000 cash back up to a maximum of $500 on the balance financed.  Interest will continue to accrue during the 90 days.  Deferred payments may not exceed 90 days.  $5.00 Share Savings Account required for membership with $25 minimum to open checking account.  Federally Insured by NCUA.

CELEBRATE THE HOLIDAYS with a Holiday Helper!
 Enjoy this holiday season even more when you spread the cost over a 12-month repayment plan with a Holiday Helper Loan.  Loan amounts up to $2,500 are now available with fixed monthly payments and a reduced loan processing fee.     

Apply at any Branch Office
Call (614) 836-0100
Apply Online Anytime
Click  "Apply Today" on this page to the right
All loans on approved credit.  Terms may be changed or withdrawn at any time.  Payment example based on a 710 credit score or higher:  maximum $2,599 loan including a discounted $99 processing fee at a 6.49% rate with a 12-month repayment term would have a 13.79% APR and estimated payments of $224.32 monthly with total payments of $2,691.80.  Other payments are also available for lesser loan amounts.


Discounts are now available with a FirstChoice VIP or Platinum Checking account to save you money on shopping, dining, travel, and hotels this holiday season.   For more information on the everyday money-saving benefits available with Checking Plus, select PERSONAL in the headings above, click on Personal Checking and go to Checking Plus.  Federally Insured by NCUA

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Checking Plus

Lower your bills with Checking Plus!

Read more on our accessibility statement