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Special Offers


 

CONGRATULATIONS TO OUR $1,000 CENTRAL PRIZE DRAWING WINNER!

Save to Win had its first $1,000 Central Prize Drawing winner in 2025, Karen M, and you could be our first for 2026
 Congratulations to all the First Service members who were Save to Win winners during the last year!   Every $25 deposit you make into a Save to Win account earns an entry into the monthly and quarterly Central Prize Drawings to win up to $5,000 according to the guidelines.  In addition, First Service includes a Credit Union $100 monthly cash drawing and $250 quarterly cash drawing, for a total of $2,200 annual cash prizes, exclusive to only our members.   

Save to Win
is a new and fun way to save
with an account that is both exciting and rewarding!

    build your savings, earn dividends, and earn chances to win multiple cash prizes in 2026

Save to Win is a special savings advantage that gives you all the benefits of a savings account, plus the opportunity to win cash or prizes for members age 18 and over!  Even if you don't win prizes, you win by developing positive financial behaviors that can help you achieve your larger financial goals.  
(Refer to Save to Win Official Rules available upon request for details.)
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The Smart Way to Save
Take the first step by opening a Save to Win account
For More Information
 Ask a Member Service Representative for details or click on the "PERSONAL" tab above and go to Save to Win under Personal Savings.

 OFFICIAL RULES ARE AVAILABLE UPON REQUEST
Officers, directors, official family and employees of First Service and their immediate family members (spouse or children) and other persons residing in the same household are not eligible to participate in Save to Win. Eligible members must open a qualifying Save to Win account during the Raffle Period, be at least 18 years of age, and maintain a regular membership Share Savings Account in good standing. Official Rules are available at any branch office upon request. Dividends are paid in accordance with earnings and determined by the Board of Directors for each dividend period. 
Federally Insured by NCUA.

IT PAYS TO BE A MEMbER!

Wrap up all your holiday expenses, including monthly bills financed with other lenders, into one convenient payment at your credit union plus receive up to $400 cash back on the amount you finance! We make it easy with a great fixed rate and fixed monthly payment to fit your budget. 

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Receive 2% Cash Back up to $400 on the Amount Financed 
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Fixed Rate from 10.74% * 11.36% APR * Repayment Terms to 60 Months * 60 Days to First Payment * Discounted Processing Fee with FirstChoice ViP Checking * Easy to Budget Fixed Payments

 All loans on approved credit. Offer does not apply to loans already financed by First Service and is subject to change or withdrawal at any time. Other rates and terms may be available. Rate may vary according to credit qualification. $174 loan processing fee reduced to $149 with FirstChoice VIP Checking. Payment example based on 710 credit score: $10,149 loan including discounted processing fee at an interest rate of 10.74% with 11.36% APR would have an approximate $221.29 monthly payment with $13,277.19 total payments.  Interest will continue to accrue during the 60 days and deferred payments may not exceed 60 days. $5.00 minimum deposit to open Membership Share Savings Account with $25 minimum to open FirstChoice VIP Checking.  Federally Insured by NCUA

WE MAKE IT EASY!
SELECT "APPLY FOR A LOAN" on the right to get your "Wrap It Up" Consolidation Loan started with up to $400 cash back.

Start 2026 with a STREAMLINE MORTGAGE LOAN
Imagine your budget with no mortgage payment in only 10 years!

With a low fixed rate of 4.875% and closing costs of only $349, why wait to refinance your mortgage?  First Service is offering a 10-year term on Streamline Mortgages starting at $20,000 minimum up to $100,000 maximum.  See the chart below for additional information and monthly payments to fit your budget.

IF YOU OWE:

$50,000

$75,000

$100,000

RATE:              

4.875%

4.875%

4.875%

APR:

5.026%

4.976%

4.950%

MONTHLY PAYMENT:(Principal & Interest Only)

$527.28

$790.92

$1,054.56

CLOSING COSTS:

$349.00

$349.00

$349.00

We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. 
FOR DETAILS CALL A FIRST SERVICE LENDING REPRESENTATIVE AT 614-836-0100 during regular business hours.

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10-Year Streamline Mortgage: Credit approval required. Offer subject to change or termination at any time. No other discounts apply. Disclosed closing cost and calculated APR does not include prepaid interest. Owner occupied property. Minimum loan amount $20,000 with maximum loan amount $100,000. Loan to value no greater than 70%. Approximate payment includes principal and interest only; escrow servicing unavailable. Prepaid interest at the time of closing may change APR. Property insurance required. Federally Insured by NCUA.
NMLS #412995

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Members can save every day on a variety of services with Love My Credit Union Rewards. Your First Service membership saves you money through exclusive member-only offers such as:
  • Trust & Will  
    Members get exclusive savings of 20% off any estate plan with Trust & Will. 

  • Turbo Tax 
    Get a bigger discount this tax season with savings up to 20% on Turbo Tax federal products.

  • H&R Block 
    Members can save up to $25 on personal in-office tax prep at H&R Block.
     

  • True Stage Home & Auto Insurance Program 
    Get exclusive member pricing and a FREE, no obligation quote by calling 800-789-6286.

  • Rental Kharma 
    Build your credit history with rent and save up to 30% on Rental Kharma.

Other offers include:  

YOUR ONE STOP CAR SHOP
Research, Finance and Buy Online
Give it a Try!

first service is pleased to bring you
One Stop Car Shop 
for your online auto shopping convenience. 

It couldn't be easier!

Go to the website below for your next auto purchase, where you will even find loan request access:
firstcu.groovecar.com

Leavitt Group logo Nationwide is on your side logo

Get your free quote for auto insurance from Leavitt Group Midwest—Smith, Molino & Sichko .  Mention you are a First Service member to receive a special discounted rate. 


Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.

It Pays to Be a Member

Switch Now. BECOME A FIRST SERVICE VISA® CARDHOLDER AND RECEIVE up to $250!

Special 1% Cash Back Offer: Cash Back of $10 per $1,000 is paid up to $250 on balances transferred from other lenders during the first three months after your FIRST SERVICE VISA card is open.
 
 New First Service Cardholders will find several VISA card options to fit their personal lifestyle and a 3.99% APR Introductory Rate* on purchases, balance transfers and cash advances in addition to:

PNo Balance Transfer Fee 
for the first three billing cycles after opening

  PNo Annual Card Fee  

PNo Application Fee

It's easy! Simply transfer your higher rate credit card balances to your new First Service VISA and pay down the balances even faster with a LOW INTRODUCTORY 3.99% APR for the first 12 billing cycles on purchases, balance transfers and cash advances.  *After the first 12 billing cycles from the time your VISA account is open, your balance will revert to a variable rate, currently 12.24% to 17.99% APR. 

Find card options and additional card information under the Lending tab above. 

All loans on approved credit with a minimum $5 Share Savings Account required for membership. Rates may vary based on your credit criteria. Offer does not apply to loans already financed by First Service. APR is variable and subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and determined by the Prime Rate on the first day of each quarter as published in the Wall Street Journal "Money Rates" table to which we add a margin. Current rates are between 12.24% APR and 17.99% APR based on creditworthiness. The APR will not be greater than 18.00%.  This introductory rate may be changed or withdrawn at any time. Introductory rate not available on VISA Platinum Secured card. We may end your Introductory APR and apply the prevailing non-introductory APR if you are 60 days late in making a payment. 

Your credit union can help YOU take the stress out of tax reporting with a tax time loan. 
 
April 15th will arrive before you know it, so make sure you start early.  First Service is offering a Tax Time Loan starting now to fit your budget, with a fixed rate of 8.75%, a 12-month repayment term and 16.75% APR.  The loan processing fee has been reduced to $124 for this loan with 60 days to the first payment.  As an example, a $2,624 loan including the reduced processing fee, based on a 12-month repayment term, would have a monthly payment of approximately $230.79 and total payments of $2,769.37.  All loans are based on approved credit. We make it easy to apply any time by clicking the box in the right column. 
 
Find exclusive member only tax filing discounts for Turbo Tax and H & R Block in LOVE MY CREDIT UNION REWARDS above.        

EARN unlimited 2% CASH REWARDS for all your 2026 VISA Platinum Rewards Card purchases, or points for travel and merchandise (the choice is yours) along with all of these great benefits:

  • NO ANNUAL FEE
  • No Application Fee 
  • LOW INTRODUCTORY RATE
  • EARN 2 POINTS FOR EVERY NET $1 SPENT
  • NO CAPS OR LIMITS ON THE POINTS YOU CAN EARN
  • FIVE YEARS TO REDEEM YOUR POINTS
  • VISA E-STATEMENTS AVAILABLE
  • ONLINE ACCOUNT ACCESS

                                       SEE WHERE YOUR POINTS CAN TAKE YOU!
    There's no limit on the points you can accumulate.  Redeem points for your choice of travel or merchandise from the CU Rewards Mall(Opens in
a new Window-----OR -----
Take advantage of the Points 2 Cash Program below*
Points 2 Cash:  Earn 2% cash back rewards on purchases with a VISA Platinum Rewards Card. Minimum to receive reward is 5,000 points which would convert to $100 (2%) and can be deposited to a member's First Service Share Savings or Checking Account, or as a payment toward member's First Service VISA account. Receive 2 points for every $1 spent with First Service's VISA Platinum Rewards Card. 2% cash back rewards points can be redeemed in 5,000 increments once per month (12 times per year). Account must be in good standing at time of payout. Cash back offer subject to change without notice.
FirstCU Online Users 
For your convenience, a Credit Card tab is located in FirstCU Online with transaction information, rewards points and the Rewards Shopping Mall. 

Visa Platinum Rewards options can be found under LENDING above or ask us!
614-836-0100

 


 

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