save to win up to $5,000
Recent monthly and quarterly winners for SAVE TO WIN are listed under "EVENTS" on this website's home page.
Save to Win gives you the opportunity to build your savings, earn dividends, and chances to win up to $5,000 in cash prizes!
Congratulations to all the First Service Winners!
First Service has had monthly and quarterly winners from $25 up to $100, $200, $250, $500 and $1,000! You could be our next big winner.
It's A Win-Win for you!
Save to Win is a special savings advantage that gives members age 18 and over all the benefits of a savings account, plus the opportunity to win cash prizes. Every $25 deposit you make into a Save to Win account earns an entry into the monthly and quarterly Central Prize Drawings to win up to $5,000 according to the Official Rules guidelines. In addition, First Service sponsors a $100 monthly cash drawing and $250 quarterly drawing exclusive to our members.
Even if you don't win one of the cash prizes, you win by developing positive financial habits that can help you achieve your financial goals.
Take the first step by opening a Save to Win account.
For More Information
Ask a Member Service Representative for details about Save to Win accounts or click on the "PERSONAL" tab above and select Save to Win under Personal Savings.
REFER TO OFFICIAL RULES AVAILABLE UPON REQUEST
Officers, directors, official family and employees of First Service and their immediate family members (spouse or children) and other persons residing in the same household are not eligible to participate in Save to Win. Eligible members must be at least 18 years of age, open a qualifying Save to Win account during the Raffle Period, and maintain a regular Membership Share Savings Account in good standing.
Official Rules are available at any branch office upon request. Dividends are paid in accordance with earnings and determined by the Board of Directors for each dividend period.
Federally Insured by NCUA
Up to $1,000 Ca$h for your car loan
$$$$$
uP TO $1,000 CA$H FOR YOUr car loan
Fall Fun is just around the corner and will be even more fun
with
extra CA$H in your pocket!
This fall refinance your current auto loan from another lender to First Service and earn up to $1,000 on the balance financed, pay no application fee, and receive 90 days to your first payment.
CA$H FOR YOUR CAR LOAN
*Fixed Rates as low as 5.49% at 5.75% APR*
*Easy to Budget Fixed Monthly Payments*
*Repayment Terms Available up to 84 Months*
*90 Days to First Payment*
*Discounted Processing Fee with FirstChoice VIP Checking*
(FirstChoice VIP Checking details found under the Personal tab above)
CA$H for Your Car Loan
Receive 2% ($20 per $1,000) up to a maximum of $1,000 on the balance financed from another lender.
We make it easy
Apply Online at This Page
In Person at Any Branch Office
By Phone at 614-836-0100
All loans on approved credit with qualified collateral. Offer does not apply to loans already financed by First Service and any autos that previously received a cash incentive. Other rates and terms may also be available. Current rates, terms and offers are subject to change or withdrawal at any time. Rates may vary according to credit qualifications. No other discounts apply. Processing fee reduced from $174 to $149 with FirstChoice VIP Checking. Auto loan payment example for a loan of $20,149 including discounted processing fee, based on a credit score of 710 or higher with a fixed rate of 5.49% and term of 66 months, would have a 5.75 % APR and estimated monthly payments of $357.63 with total payments of $23,603.44. Interest will accrue during the 90 days of deferred payments. Deferred payments may not exceed 90 days. Cash Back incentive is subject to 1099-INT tax reporting. $5.00 minimum required to open a Membership Share Account with $25 minimum to open FirstChoice VIP Checking. Federally Insured by NCUA
In Person at Any Branch Office
By Phone at 614-836-0100
All loans on approved credit with qualified collateral. Offer does not apply to loans already financed by First Service and any autos that previously received a cash incentive. Other rates and terms may also be available. Current rates, terms and offers are subject to change or withdrawal at any time. Rates may vary according to credit qualifications. No other discounts apply. Processing fee reduced from $174 to $149 with FirstChoice VIP Checking. Auto loan payment example for a loan of $20,149 including discounted processing fee, based on a credit score of 710 or higher with a fixed rate of 5.49% and term of 66 months, would have a 5.75 % APR and estimated monthly payments of $357.63 with total payments of $23,603.44. Interest will accrue during the 90 days of deferred payments. Deferred payments may not exceed 90 days. Cash Back incentive is subject to 1099-INT tax reporting. $5.00 minimum required to open a Membership Share Account with $25 minimum to open FirstChoice VIP Checking. Federally Insured by NCUA
be mortgage free
Be Mortgage Free In Only 10 Years!
Streamline Mortgage Refinance
4.875% Low Fixed Rate
$449 Closing Costs
Having no mortgage payment can happen quicker than you think! With a low fixed rate of 4.875% and only $449 closing costs, now is the time to refinance! First Service is offering a 10-year Streamline Mortgage starting at $20,000 minimum up to $100,000 maximum.
See the chart below for additional information and affordable monthly payments.
| If you owe: | $50,000 | $75,000 | $100,000 |
|---|---|---|---|
| RATE: | 4.875% | 4.875% | 4.875% |
| APR: | 5.070% | 5.005% | 4.972% |
|
MONTHLY PAYMENT:
(Principal & Interest Only)
|
$527.28 | $790.92 | $1,054.56 |
| CLOSING COSTS: | $449.00 | $449.00 | $449.00 |
When financing your home,
look to the lender that puts your best interest first ~ your credit union!
look to the lender that puts your best interest first ~ your credit union!
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
NMLS #412995
NMLS #412995
10-Year Streamline Mortgage: Credit approval required. Offer subject to change or termination at any time. Disclosed closing cost and calculated APR does not include prepaid interest. Call 614-836-0100 during normal business hours for current rates. Owner occupied property. Minimum loan amount $20,000 with maximum loan amount $100,000. Loan to value no greater than 70%. Approximate payment includes principal and interest only. Escrow servicing unavailable. Prepaid interest at the time of closing may change APR. Federally Insured by NCUA. Property insurance required.
GROW YOUR BUSINESS
Statistics prove that card access will increase the sales volume of your business. For affordable business processing, business checking accounts and business loans including real estate transactions and investment properties, contact Noah at 614-920-6306 today or email merchantservices@firstcu.com
Love My credit union rewards
Members can save every day on a variety of services with Love My Credit Union Rewards, including tax time discounts with Turbo Tax and H&R Block. Your First Service membership saves you money through exclusive member-only offers such as:
-
Trust & Will
Members get exclusive savings of 20% off any estate plan with Trust & Will. -
Turbo Tax
Get a bigger discount this tax season with savings up to 20% on Turbo Tax federal products. -
H&R Block
Members can save up to $25 on personal in-office tax prep at H&R Block. -
True Stage Home & Auto Insurance Program
Get exclusive member pricing and a FREE, no obligation quote by calling 800-789-6286. -
Rental Kharma
Build your credit history with rent and save up to 30% on Rental Kharma.
Other offers include:
- Small Business Tax Prep – Savings of 20% on TurboTax and up to $50 on H&R Block to help small business owners simplify filing and maximize deductions.
- TurboTax Tax Calculator – A free tool to estimate tax refunds before filing.
- TurboTax “5 Days Early” Refund – Members may receive federal refunds up to 5 days early before IRS delivery.
CLICK HERE to find more information about how your First Service Federal Credit Union membership gets you these exclusive savings!
one stop online car shopping
ONE STOP online CAR SHOP
for your auto shopping convenience
--Research, Finance and Buy Online--
It couldn't be easier!
Go to the website below for your next auto purchase AND GIVE IT A TRY:
firstcu.groovecar.com
Discounts on Auto Insurance - Get your Quote Today
Get your free quote for auto insurance from Leavitt Group Midwest—Smith, Molino & Sichko . Mention you are a First Service member to receive a special discounted rate.
Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.
Protect Your Cards with this free app
Whether you're home or traveling, take control of your First Service VISA credit and debit cards with the 1stCU Visa App available at the App Store or Google Play to help keep your cards safe. This free app provides you with balances, transactions and payments at your fingertips, along with a transaction notification for added security when your card is used. If your card is lost, stolen, or you suspect fraud, you should turn you card OFF in the app and call us immediately. Keep your cards and accounts safer with the free 1stCU Visa App!
early holiday sales
EARLY HOLIDAY SHOPPING SALES START NOW!
Make Their Dreams Come True This Year
Up to $2,500 available
60 DAYS TO FIRST PAYMENT
A total loan of $2,649 including a discounted loan processing fee, at a fixed rate of 8.24% and an APR of 17.80%, will have fixed monthly payments of approximately $232.33 and total payments of $2,787.88.
Interest will accrue during the 60 days of deferred payments and deferred payments may not exceed 60 days.
Apply Online Anytime on this Page
Apply at any Branch
Apply by calling 614-836-0100
All loans on approved credit with a Membership Share Savings Account.
First choice VIP checking pays more
SPECIAL OFFER FOR YOU!!!
FirstChoice VIP Checking Account
1.00% Rate
1.01% APY
No Minimum Balance Required after Opening Account
1.00% Rate
1.01% APY
No Minimum Balance Required after Opening Account
Ask us about more benefits of FirstChoice VIP Checking - the premiere checking choice for you available at First Service or go to the PERSONAL tab above for account benefits that will save you money on the things you already purchase.
Annual Percentage Yield (APY) accurate as of 9/30/2026. The dividend rate and APY are variable and may change after the account is opened. No minimum balance is required to earn the stated APY. Fees may reduce earnings. Current rates, fees, and account terms are available on our website, at any First Service Federal Credit Union branch, or by calling (614) 836-0100 during regular business hours. Membership eligibility is required. Visit our website's Membership Eligibility page under the About Us tab above for complete requirements. A $5.00 deposit is required to open a Membership Share Savings Account. A minimum deposit of $25.00 is required to open a FirstChoice VIP Checking Account. Federally Insured by NCUA
