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Special Offers


 

CONGRATULATIONS TO OUR $1,000 CENTRAL PRIZE DRAWING WINNER!

First Service had its first Save to Win $1,000 Central Prize Drawing winner in 2025, Karen M, and you could be our first for 2026! 
 Congratulations to all the First Service members who were Save to Win winners during the last year! In addition to our $1,000 winner, the fourth quarter and December 2025 winners were Robert D $100; Brenda E $275; and Robert S $25.  Betty M was our January 2026 winner of $100. 

Save to Win
is a new and fun way to save
with an account that is both exciting and rewarding!
Every $25 deposit you make into a Save to Win account earns an entry into the monthly and quarterly Central Prize Drawings to win up to $5,000 according to the guidelines.  In addition, First Service includes a Credit Union $100 monthly cash drawing and $250 quarterly cash drawing, exclusive to only our members.   

    build your savings, earn dividends, and earn chances to win multiple cash prizes in 2026!

Save to Win is a special savings advantage that gives you all the benefits of a savings account, plus the opportunity to win cash or prizes for members age 18 and over!  Even if you don't win prizes, you win by developing positive financial behaviors that can help you achieve your larger financial goals.  
(Refer to Save to Win Official Rules available upon request for details.)
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The Smart Way to Save
Take the first step by opening a Save to Win account
For More Information
 Ask a Member Service Representative for details or click on the "PERSONAL" tab above and go to Save to Win under Personal Savings.

 OFFICIAL RULES ARE AVAILABLE UPON REQUEST
Officers, directors, official family and employees of First Service and their immediate family members (spouse or children) and other persons residing in the same household are not eligible to participate in Save to Win. Eligible members must open a qualifying Save to Win account during the Raffle Period, be at least 18 years of age, and maintain a regular membership Share Savings Account in good standing. Official Rules are available at any branch office upon request. Dividends are paid in accordance with earnings and determined by the Board of Directors for each dividend period. 
Federally Insured by NCUA.

IT PAYS TO BE A MEMbER!

Consolidate your expenses and monthly bills financed with other lenders, into one convenient payment at your credit union plus receive up to $400 cash back on the amount you finance! We make it easy with a great fixed rate and fixed monthly payment to fit your budget. 

Receive 2% Cash Back up to $400 on the Amount Financed 
Fixed Rate from 10.74% * 11.36% APR * Repayment Terms to 60 Months * 60 Days to First Payment * Discounted Processing Fee with FirstChoice ViP Checking * Easy to Budget Fixed Payments

 All loans on approved credit. Offer does not apply to loans already financed by First Service and is subject to change or withdrawal at any time. Other rates and terms may be available. Rate may vary according to credit qualification. $174 loan processing fee reduced to $149 with FirstChoice VIP Checking. Payment example based on 710 credit score: $10,149 loan including discounted processing fee at an interest rate of 10.74% with 11.36% APR would have an approximate $221.29 monthly payment with $13,277.19 total payments.  Interest will continue to accrue during the 60 days and deferred payments may not exceed 60 days. $5.00 minimum deposit to open Membership Share Savings Account with $25 minimum to open FirstChoice VIP Checking.  Federally Insured by NCUA

WE MAKE IT EASY to apply!
SELECT "APPLY FOR A LOAN" on this page to get your "Sweetheart of A Deal" Consolidation Loan started before the end of February with up to $400 cash back.

Start 2026 with a STREAMLINE MORTGAGE LOAN
Imagine your budget with no mortgage payments in only 10 years!

With a low fixed rate of 4.875% and closing costs of only $349, why wait to refinance your mortgage?  First Service is offering a 10-year term on Streamline Mortgages starting at $20,000 minimum up to $100,000 maximum.  See the chart below for additional information and monthly payments to fit your budget.

IF YOU OWE:

$50,000

$75,000

$100,000

RATE:              

4.875%

4.875%

4.875%

APR:

5.026%

4.976%

4.950%

MONTHLY PAYMENT:(Principal & Interest Only)

$527.28

$790.92

$1,054.56

CLOSING COSTS:

$349.00

$349.00

$349.00

We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. 
FOR DETAILS CALL A FIRST SERVICE LENDING REPRESENTATIVE AT 614-836-0100 during regular business hours.

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10-Year Streamline Mortgage: Credit approval required. Offer subject to change or termination at any time. No other discounts apply. Disclosed closing cost and calculated APR does not include prepaid interest. Owner occupied property. Minimum loan amount $20,000 with maximum loan amount $100,000. Loan to value no greater than 70%. Approximate payment includes principal and interest only; escrow servicing unavailable. Prepaid interest at the time of closing may change APR. Property insurance required. Federally Insured by NCUA.
NMLS #412995

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Members can save every day on a variety of services with Love My Credit Union Rewards, including tax time discounts with Turbo Tax and H&R Block.  Your First Service membership saves you money through exclusive member-only offers such as:

  • Trust & Will  
    Members get exclusive savings of 20% off any estate plan with Trust & Will. 

  • Turbo Tax 
    Get a bigger discount this tax season with savings up to 20% on Turbo Tax federal products.

  • H&R Block 
    Members can save up to $25 on personal in-office tax prep at H&R Block.     

  • True Stage Home & Auto Insurance Program 
    Get exclusive member pricing and a FREE, no obligation quote by calling 800-789-6286.

  • Rental Kharma 
    Build your credit history with rent and save up to 30% on Rental Kharma.

Other offers include:  

ONE STOP online CAR SHOP
for your auto shopping convenience

--Research, Finance and Buy Online--
It couldn't be easier! 

Go to the website below for your next auto purchase AND GIVE IT A TRY:
firstcu.groovecar.com

Leavitt Group logo Nationwide is on your side logo

Get your free quote for auto insurance from Leavitt Group Midwest—Smith, Molino & Sichko .  Mention you are a First Service member to receive a special discounted rate. 


Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company.

 

 Winter weather is officially here, and with it comes icy roads, cold mornings, and the occasional car trouble that no one wants to deal with.

Checking + BaZing have you covered. 

With a FirstChoice VIP or Platinum Checking Account, you have 24/7 Roadside Assistance with BaZing and are covered when you need it most - whether it's a dead battery on a freezing morning or a flat tire on a snowy road.  For details go to CheckingPlus under the PERSONAL tab above. 

Subject to  BaZing Guide to Benefits terms and conditions. Minimum $5 to open a Membership Share Savings Account with $25 minimum to open a Checking Account. 

 

 

 

Let First service help you take the stress out of tax reporting with a tax time loan. 
 
April 15th will arrive before you know it, so make sure you start THe FILING PROCESS Early.  We are offering a Tax Time Loan starting now to fit your budget, with a fixed rate of 8.75%, a 12-month repayment term and 16.75% APR.  The loan processing fee has been reduced to $124 for this loan with 60 days to the first payment.  As an example, a $2,624 loan including the reduced processing fee, based on a 12-month repayment term, would have a monthly payment of approximately $230.79 and total payments of $2,769.37.  All loans are based on approved credit.

It's easy to apply any time by clicking Apply for a Loan on this page. 

Also go to LOVE MY CREDIT UNION REWARDS above
to find exclusive member-only tax filing discounts for Turbo Tax and H & R Block.

 

 

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Checking Plus

Lower your bills with Checking Plus!