Close up of hands holding a smartphone

Starter and Student Checking

We've made checking simple – with all of the features you need to stay connected to your money. First Service offers Classic Checking services for students and first-time starter checking accounts with a qualified sponsor (a parent or guardian co-signer).

  • No Minimum Balance Requirement
  • Unlimited Transactions with no check clearing fees
  • Free FirstCU Online Access
  • Free FirstCU Mobile Banking
  • Free BillPayer
  • Free e-Statements
  • Free e-Alerts
  • Discount Advantage on Auto Loans
  • First 50 checks printed free

Some restrictions may apply for Starter and Student Checking.

Quick Tip:

When you use an ATM or Debit Card, a hold is placed on the authorized funds pending settlement. To view active holds against funds in your account, please login to your account at FirstCU Online. Select the Accounts tab to see the Available Balance in your checking account. Click on the View Holds tab to see active holds on your account, along with the day the funds are scheduled to be released.

Checking privileges based on approval. $5 minimum  Share Savings Account required  for membership with a $25 initial deposit to open a Checking Account. Overdraft, transfer and NSF charges apply when applicable. Schedule of Fees and Charges available. Overdraft Privilege Pay information. Federally Insured by NCUA.

Young woman accepting a credit card from someone out of frame
First Service VISA® Credit Card

A better VISA® choice is here!