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Teen, Starter and Student Checking

We've made checking simple for teens, students and young adults with all of the features you need to get started and stay connected to your money.

 

TEEN CHECKING offers free online and mobile access for teens ages 14 to 17.  Just bring a picture ID with your SSN card and qualified co-signer to any branch office to open your account and get started on a lifetime of affordable credit union services with a great checking account.

  • Monthly Maintenance Fee
  • No Minimum Balance Requirement after account opening
  • No Statement Fee
  • Free FirstCU Online Account Access
  • Free Mobile Access and Mobile Deposit
  • Free e-Alerts
  • Free e-Statements
  • Up to 20 Transactions each day
  • Debit Card on approval with $500 daily limit
  • ATM Access Nationwide (standard fees apply)

Also See Checking Privileges and Quick Tip Below.

                                                                                                                  ______________________________________

 Let's Get Started focuses on young adults ages 18 to 24 with Classic Checking services for students and first-time starter checking accounts.   No matter what path you've decided to take - college, a new job, or the military - we can provide you with automated services to fit your busy lifestyle.

  • No Minimum Balance Requirement after account opening
  • Unlimited Transactions with no check clearing fees
  • Free FirstCU Online Account Access
  • Free Mobile Access and Mobile Deposit
  • Free BillPayer
  • Free e-Statements
  • Free e-Alerts
  • Discount Advantage on Auto Loans
  • ATM Access Nationwide (standard fees apply)

Some restrictions may apply for Starter and Student Checking such as a qualified sponsor (a parent or guardian co-signer).  There is no fee for Classic Checking with e-Statements. Paper statement fee $3 each copy.


CHECKING PRIVILEGES
All checking privileges based on approval. $5 minimum Share Savings Account required for membership with a $25 initial deposit to open a Checking Account. Overdraft, transfer and NSF charges apply when applicable. Standard ATM fees, Schedule of Fees and Charges available. Federally Insured by NCUA.

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QUICK TIP
When you use an ATM or Debit Card, a hold is placed on the authorized funds pending settlement. To view active holds against funds in your account, please login to your account at FirstCU Online. Select the Accounts tab to see the Available Balance in your checking account. Click on the View Holds tab to see active holds on your account, along with the day the funds are scheduled to be released.

 












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